NettetThis dataset contains the full LendingClub data available from their site. There are separate files for accepted and rejected loans. The accepted loans also include the … NettetIn this paper, the dataset we used is derived from the Lending Club for the first quarter of 2024. It contains more than 115,000 original loan data of users with 102 attributes. After that, the missing values are filled in by means of mode interpolation, and the duplicate or meaningless attributes are deleted, finally we have retained 15
INVESTING with Lending Club 4 YEARS LATER - Lending Club …
NettetLendingClub is America’s largest lending marketplace, connecting borrowers with investors since 2007. Our LC TM Marketplace Platform has helped more than 4 million members … optimum internet tech support number
GitHub - allysmatrix/LendingClub: LendingClub dataset. Feature ...
NettetThe goal of this project is to analyze the LendingClub dataset and help investors make decisions on loan applications. We want to figure out whether a loan would last and what factors, at the time a loan is issued, have the most impact on its longevity and potential to be paid off in oppose to a loan default (or charged-off). NettetThe Lending Club dataset contains complete loan data for all loans issued through the 2007-2015, including the current loan status (Current, Late, Fully Paid, etc.) and latest payment information. Features (aka variables) include credit scores, number of finance inquiries, address including zip codes and state, and collections among others. Nettet19. jan. 2024 · Avant has a $25 late fee if customers are delayed on a scheduled payment, with a 10-day grace period. Unsuccessful payments incur a $15 fee. In comparison, LendingClub origination fees range from 1.00% to 6.00%. If customers miss a payment with LendingClub, they charge 5.00% of that unpaid payment or $15, whichever is higher. optimum internet support phone number